Perumahan Rakyat 1Malaysia (PR1MA) is one of Malaysia's most well-known affordable housing programmes, offering quality modern developments in strategic locations at prices well below the open market.
Price Range & Unit Types
PR1MA units are priced between RM100,000 and RM400,000, depending on location and unit type (apartment, condominium or terrace house). Most PR1MA developments are situated near major city centres or areas with good public transport access.
Who Is Eligible?
- Malaysian citizens, single or married, aged 21 and above
- Household income between RM2,500 and RM15,000 per month — a fairly wide range covering the B40 to M40 groups
- Permitted to purchase first OR second home — not restricted to first-time buyers only, unlike most other schemes
How to Apply
PR1MA applications are made online through the official PR1MA portal, where applicants can check projects currently open for application by their preferred state/location. Each project has its own quota and application period, so it is recommended to register and check the portal regularly.
Plan Your Financing Before Applying
Before submitting an application, ensure you know the monthly instalments you can afford based on your household income — use our Debt Service Ratio (DSR) Calculator to check realistic loan limits, and the Term Loan Calculator for full monthly instalment estimates based on your preferred interest rate and loan tenure.
If your income is irregular (e.g. gig worker or self-employed), also check eligibility through the SJKP Madani Calculator as an alternative financing option that does not require conventional payslips.